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Novated Leasing - also known as salary sacrificing or salary packaging - a car is where you bundle together the finance and running costs of your car into one easy package which comes out of your salary each pay. The benefit to doing this is you save income tax on the running costs of your car which you will have to pay anyway. You also don’t pay tax on the purchase price of the car, saving you more money in the long-term.
A novated lease often saves more due to tax advantages and bundled costs, unlike a car loan paid with post-tax income, though it requires employer involvement. Request a comparison from your leasing specialist to see which works for you.
Yes, you need to be an employee paying income tax to unlock the benefits of novated leasing. If you work for any not-for-profit organizations, you can also be eligible.
You can take out a novated lease for a minimum of 12 months and maximum of 60 months.
Yes, you can take out as many as you can afford and save tax with a salary sacrifice on each car in your household.
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